<%3Fxml version="1.0" encoding="UTF-8"%3F> Cheap viagra 100mg uk only » Canadian Pharmacy | Canadian Pharmacies | Canada Pharmacy . I highly recommend these posts, and they will appeal to those who really care to read thoughtful data-backed pieces about the economy.  I do agree with his analysis about what will happen in housing and unemployment.

Anyway, here are some of my predictions about  2011.  I don’t claim to be a prophetess or psychic, and my predictions aren’t backed by hours of research  so it is best to take them as entertainment.
cheap viagra 100mg uk only- The Making Home Affordable program is not working as expected and is largely deemed a failure by everyone .  I actually did (through common sense), but I am guessing that there will be more bailouts ahead to “help” the underwater homeowners.  The problem is that there is no money, so maybe every troubled homeowner will get a $500 tax credit?

cheap viagra 100mg uk only- Jerry Brown is now governor.  Enough said.

cheap viagra 100mg uk only- The Federal Debt is limited to $14.3 billion, and now stands at $13.9 billion.  It’s pretty much a given that the ceiling will be raised because otherwise the goverment will stop issuing paychecks.  That happened once in the past and it wasn’t pretty.

cheap viagra 100mg uk only – I don’t expect the deposit rates to go up at all, so savers that put most of their money in CDs and savings accounts will still earn a pittance.

cheap viagra 100mg uk only – In 2010 Social Security was already paying out more than it was taking in.  Guess what Congress decided to do about this.  They passed a cut of Social Security taxes in 2011.  My guess is that Social Security will be even more underfunded in 2011 since unemployment hasn’t really gone down but more and more baby boomers are at their full retirement age this year.  So, basically Social Security will be taking in less money across the board, and increasing payouts when starting point is already negative.  So I am pretty sure that I nailed this prediction, unless there is some miraculous increase of millions of jobs.

cheap viagra 100mg uk only – She will make much more money on reality TV and on the internet.  Heck, even this .  I imagine Mrs. Palin makes a lot more than that from her role on Fox News and her show about Alaska on  TLC. I think she’s actually pretty smart to just capitalize on her entertainment value since the media will make fun of her mercilessly anyway.  So why should she take on a seriously stressful campaign when she can just collect millions by being herself?

cheap viagra 100mg uk only- Yes, there was a and some good ideas were thrown together in that meeting.  I predict that none of it will actually be implemented because it is just much easier for the government to continue spending.  Additionally, it’s going to be an election year and the politicians will want to be as popular as possible and they probably won’t want to rock the boat.  Does anyone really think that these pansies will get rid of the mortgage interest deduction right before an election year for the future fiscal security of the nation?  I don’t think so.

That’s all I can think of now, but hopefully 2011 will be a better year for everyone who is still here.

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]]> http://baglady.dreamhosters.com/2011/01/05/the-bagladys-predictions-for-2011/feed/ 0 Cheap viagra 100mg uk only » Canadian Pharmacy | Canadian Pharmacies | Canada Pharmacy http://baglady.dreamhosters.com/2010/04/21/the-value-of-the-household-economy/ http://baglady.dreamhosters.com/2010/04/21/the-value-of-the-household-economy/#comments Wed, 21 Apr 2010 13:17:31 +0000 admin http://baglady.dreamhosters.com/?p=540 Recently I read a that argued that one way to solve the unemployment problem is for more families to revert back to one income households and depend more on the household economy.  It is a long article so I will break down his main points for the impatient, but I highly recommend reading the whole thing because it is very eloquent.

cheap viagra 100mg uk only- In many cases one partner’s income is completely eaten up by childcare expenses, work related expenses, and taxes.  Even when that is true many people still go to work day to day just to be away from their children.  Personally our family is not currently in this situation, but if we had one more child and had to pay childcare for both children then we would have more disposable income if one of us stayed home due to the tax benefits we would receive and the childcare and other money we would save.
cheap viagra 100mg uk only- Greer says that only in the “only in the last half dozen decades that the home has become nothing more than a center of consumption; before then, it was a place where real wealth was produced.”  That “real wealth” is not money, but the fact that households produced actual goods from raw materials.  This still happens in many households, but it is no longer the norm.  The norm now is to have jobs and buy the biggest and brightest thing you can so that you look better than your neighbors.
cheap viagra 100mg uk only- Greer makes a point that economists dismiss the value of the hosuehold economy because it lacks economies of scale, but when you work for an employer a lot of the value in your labor is consumed by your employer.  On the other hand, work in the home is consumed directly by the family and improves the family’s standard of living directly.

cheap viagra 100mg uk only – Greer briefly talked about how many feminists believed that working for one’s family is a form of slavery while working for an employer isn’t.  Basically, feminism shattered the household economy without equalizing the relationship between gender and work.  Although I am a working woman, I must agree with Greer here.  If women believe that working at home is slavery, then there is no reason for them to think that working for an employer isn’t slavery.  If the feminist movement sought for equality between the genders then the value of household work should be promoted so that more men can take on that role without shame and ridicule.  I really think feminism actually did a disservice to women because now many women work more than before, and aren’t necessarily any happier.
cheap viagra 100mg uk onlycheap viagra 100mg uk only- Greer says that most families will not downshift even if it makes sense financially  because they are mesmerized by that paycheck and they do not think of the “whole cost of systems”. It is counterintuitive that one paycheck is better than two in many cases, and many people just feel that going to work is the normal thing to do and I think many families believe that they absolutely need two incomes to survive.  The fact is, many families have two incomes to keep up with the Joneses and drive up the costs of things that they consume.  One of my friends recently said that he is not looking to buy a home because he realized there is no possible way he could compete with married couples with two incomes.  The funny thing is that  you can rent a place at half the price of a typical mortgage payment here, so the dual income married couples that are driving housing prices into the stratosphere are simply working more for the same or a slightly lower standard of living when compared to a single income family with a stay at home partner that rents a similar home.

I think that many of my friends and I have been taught that being a stay at home mom or dad is in some way demeaning, and that working for money is the only way that you can prove your worth.  The fact is that the household economy has more value than we were led to believe.  I think right now the only reason the both of us are still working is that we want to retire early.  The sooner we can opt out of working for others the sooner we can pursue more meaningful work in our own household.

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Cheap viagra 100mg uk only » Canadian Pharmacy | Canadian Pharmacies | Canada Pharmacy http://baglady.dreamhosters.com/2010/03/18/thoughts-about-the-nummi-plant-closure/ http://baglady.dreamhosters.com/2010/03/18/thoughts-about-the-nummi-plant-closure/#comments Fri, 19 Mar 2010 05:45:42 +0000 admin http://baglady.dreamhosters.com/?p=529 Today the workers of the  New United Motor Manufacturing Inc.(NUMMI) plant in Fremont . The 4700 workers are  getting an average severance package of $54,000 each.  Here are some of my thoughts on this news.

First of all, NUMMI is a joint venture between GM and Toyota.  The main reason that it is closing is that GM basically died and Toyota no longer wants to keep the plant open.  It is true that most of the cars manufactured there were Toyotas, but it also produced a good amount of GM cars over the past few decades.  Now I feel that its ironic that Toyota is paying for the entire severance package and still getting a ton of bad press for closing down this plant.  Where is GM with its bailout money now?

On the radio I heard a NUMMI worker who said that she will be getting around $65,000 in severance and she thought that it was very generous.  She will also get unemployment pay, retraining, and subsidized health insurance.  It is actually pretty ridiculously generous.  If my company shut down I think I would be lucky to get even a month of severance. This whole thing makes me wonder if non-US based companies from Japan or Europe are more generous in their worker benefits.  If so, perhaps it is good for everyone to pursue a career with those companies?

Ultimately this comes down to the issue of an increasingly global economy.  I have always said that it is short sighted for Americans to only buy things made by American companies because non-American companies do create a lot of jobs here.  If the president or our governor wanted to create more jobs then they should really work on attracting these multinational corporations to come and hire American workers.  If the NUMMI plant were cheaper to operate then Toyota may have kept it open because by all accounts I have read it was a great plant that produced cars efficiently for decades.  It really doesn’t surprise me that Toyota closed it down because California is probably one of the most expensive states to do business in, and the Bay Area is one of the most expensive labor markets.

It is sad that the Bay Area and California as a whole will be losing thousands of jobs, but I wish the best to all the former NUMMI workers.   Perhaps some of them could retire now since their pensions are still intact.  If I were in their shoes I think I would enjoy the severance a little and perhaps do something completely different.  It is really a great opportunity for them, and I hope they make the best of it.

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Cheap viagra 100mg uk only » Canadian Pharmacy | Canadian Pharmacies | Canada Pharmacy http://baglady.dreamhosters.com/2010/01/03/the-beginning-of-a-new-decade/ http://baglady.dreamhosters.com/2010/01/03/the-beginning-of-a-new-decade/#comments Mon, 04 Jan 2010 04:37:39 +0000 admin http://baglady.dreamhosters.com/?p=504 It is sobering to realize that it is now 2010.  It seems not too long ago we were celebrating the first  graduates of the new millennium, and now it has been almost ten years. For many of us, the 2000s is a decade that we would probably like to forget as it was fraught with natural and manmade disasters.  I think becoming a young adult in the last decade has made me more skeptical, vigilant, and perhaps a little more conservative as I witnessed first hand what uncontrolled excess can do to people and the world.  Anyway,  here is my outlook for the 2010s.

I think for many people this is a decade to rebuild what has been lost in the recent past. Of course, I don’t think the economic recovery is anywhere near complete, yet.  There is still a lot of unemployment and the government is still beating the dead horse of loan modifications and refusing to let the foreclosures naturally roll out.  Nevertheless, many folks are getting on with their lives and I personally know many that have become more conservative with their money.  Several friends are also looking to take the opportunity of the dip in housing prices to buy a home, but unfortunately housing prices are still artificially high right now in the Bay Area.  However, I don’t think the prices of these homes and other materials will rise very much in the next five to six years since people are being more conservative with their money, and the sheen of homeownership has faded a bit.

There are talks of hyperinflation, but I doubt it is going to happen in this decade because inflation only happens when there is more money chasing a limited amount of goods.  What is happening now is that people are buying less, and the amount of products that are being manufactured is not really decreasing.  The factories of China, Vietnam, and Costa Rica are still pumping out tons of cheap goods headed for the shores of America, and it seems that these shoes and knickknacks are only getting cheaper.  I doubt that is going to change in this decade, so it is a good time to buy something that will last for a long time while prices are still somewhat depressed.  Once the next bubble happens and people forget what happened in the 2000s, then prices on everything will rise again.  However, that is also hard to imagine because wages have been stagnant for the entire 2000s.  Prices will only rise when people actually have more money in their pockets.  Now that the housing ATMs have dried up, people will need to find a new source of “money” to spend.  I’m not quite sure what that is yet.

Personally, this decade is definitely a new stage in my life since I am now a mom.  So far everything has been going smoothly, but a child goes through a lot of changes in the first ten years of his life, and I am looking forward to seeing
it.  In a few years I will also turn 30, and maybe then I won’t feel so much like a kid anymore.  I guess my attitude towards this new decade is a bit of cautious optimism.  The best thing I could do is make the best of what I have been given.

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Cheap viagra 100mg uk only » Canadian Pharmacy | Canadian Pharmacies | Canada Pharmacy http://baglady.dreamhosters.com/2009/09/16/who-benefits-from-the-obama-tariffs-on-chinese-tires/ http://baglady.dreamhosters.com/2009/09/16/who-benefits-from-the-obama-tariffs-on-chinese-tires/#comments Thu, 17 Sep 2009 01:15:57 +0000 admin http://baglady.dreamhosters.com/?p=446 If you haven’t heard by now, President Obama heeded the complaints of the United Steelworkers’ union and slapped a punitive 35% tariff on Chinese produced tires.  This has sparked anger in Beijing and China vowed to investigate poultry and automotive parts imports from the United States.  China is also filing a formal complaint with the WTO.  So who does this really benefit?

First of all, I don’t think this  benefits the Obama administration because they really need to sustain a good relationship with Beijing.  Even though the tire industry is a small part of the trade between the two countries, the Chinese government definitely sees this as a grave insult.  The Chinese commerce minister Chen Deming said that this act is “an abuse of special safeguard provisions and sends the wrong signal to the world”.  Frankly I don’t think it is worthwhile to anger China over a tiny percentage of trade between the two countries just to yield to  some political supporters.

Next, this will probably hurt Americans more than the Chinese. The poultry industry is now on edge because they export tons of chicken feet and wings to China at a premium price.  If China imposes a tariff on them they will lose quite a bit of profit.  The USA Poultry & Egg Export Council expressed that they are ““.   The New York Times published a particularly amusing article on this matter which said that the , but Chinese people are also very price conscious so any increase in price will bring consumption down.  The poultry industry is right to be concerned, because those chicken feet are fairly worthless here in America.  Suppose that this tariff protects $1 billion in domestic tires, but loses $2 billion in chicken exports, then American workers still lose as a whole.

Another way this hurts Americans is that the tariffs will increase tire prices.  Most of the Chinese tires are cheap low end products.  American manufacturers such as and import them to the United States.    The tariffs on Chinese tires will inevitably increase prices for American consumers who buy the lower end tires.   Additionally, if manufacturers had to increase the price of their low end products they would probably increase the price of their premium products to make their products seem more “premium”, and that means more expensive tires for everyone.Americans are also very price conscious right now, and the higher prices might mean lower sales, and ultimately that might hurt the American tire industry and decrease jobs in that sector anyway.  In that case this protectionist measure would have accomplished the exact opposite of its purpose.

So who really benefits from this?  I think the trade lawyers should be happy because Obama pretty much open the doors for more similar complaints from every other industry.  In Bush 43′s administration four similar industry complaints were rejected because Bush wanted to keep trade free.  Now Obama is sending a signal out there that he is willing to approve protectionist measures for small groups that he favors so more groups may be hiring up lawyers to file complaints because now they have a bigger chance of getting their petitions approved.  Although , whoever files them will be getting a fee. So in the end, I think  the lawyers win.

Ultimately, I highly doubt that this tariff on 0.4% of China’s exports to the United States is going to turn into an all out trade war, but it is certainly making Obama less popular to everyone except the specific unions that he is agreeing to.  Decisions like this affect a lot more than just the people making the complaints, and it is probably wiser to reject them all like Bush did.  That way at least it looks like there are no favorites.

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