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My last day at my secure and decently paying  job will be June 15th, 2011.   I am not going to a new position even though I have gotten a couple offers in the last couple months.   One of my friends said that I am spoiled for being able to pick and choose six figure jobs, and I guess I am a bit spoiled, but the true cost of keeping any job is just much greater than what I would gain right now.  Here are some of my reasons why I quit.

1. drug viagra pill identification My company was purchased by a large conglomerate last August, and after the acquisition many long time employees quit.  In my part of the world I became the only person doing more work than I ever had before with no increase in pay.  In fact, our pay actually decreased due to increased health insurance costs.  You may say that if I went to a different company this would improve, and that maybe so, but that doesn’t change the fact I take home a very small percentage of my pay.  Since we are a dual income family, my income is a second income and gets taxed at our highest marginal rate.  Additionally, I have to pay for childcare.  After getting gouged by a 47% tax and then paying for childcare, suddenly an above average income is quite below average and is no longer worth the stress of a full time job.  Many people with children should do some math right now and see if it is actually worth having a second income.  They may find that they are just working to pay for the privilege of working.

drug viagra pill identification- The part I hate about any job is that you trade your time for money.  You are basically  a profit center for someone else.   Since I work for a public company now it is pretty easy to figure out how much they profit off each employee.  The simple math is to take the yearly profit numbers and divide it by the number of employees.  Believe me, I get paid a lot less than what they generate per employee.  I want my time to be mine so I can spend it as I need to.  Now that I have a young son I need that flexibility so that I don’t have to leave a ton of meetings to take care of a sick child.  I need to have more control in my method of income generation.  I can’t be just a pawn in a giant chess game anymore.

drug viagra pill identification – Since my company was acquired, I started to because that seemed like a logical way to grow my online income.  So far I have thrown down around $12,000, but that has created a fairly stable monthly income of $1200 to $1500.  I have run these sites for just a few months, but I have gotten quite a good chunk of my principal back already.  With each site I purchased I learned a little bit more about how to run and monetize a site and what makes a website valuable.   Right now I make enough online to pay for food and rent and  I am determined to scale my operation further and make more than my salary by next year.

I titled this post “into the abyss” after the article written by James Altucher titled ““.    That article is in tune with what I feel and in the end of the article he says:

drug viagra pill identification or do something utterly drastic to shake things up. “What would I do?” people can then ask, “I have responsibilities, mouths to feed, mortgage to pay. You don’t get it.” Yes I do. You throw yourself into the abyss. You get scared. You stay up late at night thinking and thinking and thinking. You feel like the death of emptiness is worse than the slow death of your job. But you’ll figure it out. One by one all of your old colleagues will disappear from your life. They will die.

You’ll still be alive.

So I am throwing myself into the abyss and I truly believe that I will emerge on the other side with a brand new life that is much better than the slow grinding death at a  job at a gargantuan soulless corporation. The worst thing that could happen is that I get another “real job” again, but like I have written before, that is I am taking a chance on my own abilities, and it may sound crazy, but is it really crazy if you consider that multiple companies were willing to hire me to generate a profit for them?  Why shouldn’t I trust my ability to add value to my own life?   Why shouldn’t you?

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Today I read an NYT article that basically focused on one young man’s inability to launch a “dream career”, and how his family worried about him.    The article is titled “” and it notes that 23% of young adults aged from 18 to 29 are not searching for a job, and 14% are unemployed.  The story tries to paint a  bleak picture of my generation’s future, but I think the writer does not quite understand what the American Dream is for today’s young adults.

I feel like that the article focused too much on the American Dream being a well paying job that you do for 30 to 40 years.  I do not know anyone my age whose goal in life is to work for someone else  for their entire lives. On the contrary a lot of my friends dream of creating their own ventures, and some have started doing their own thing.  It would have been interesting if the NYT reported on how many of these unemployed young adults are trying to start their own businesses.  With today’s cheap technology it is quite easy for young adults to start a profitable business from home.  One phrase that I have heard a lot and I feel is worth repeating is “you don’t need a job, just a way to make a living”.  I have never heard of any of my friends say that they wanted to “climb the corporate ladder”, but many have said that they want to just run their own business.

Another problem with the NYT article is that it focuses on a young man who is still relying on the bank of mom and dad two years after he graduated from college.  I do know some people like him, and I really think that its the parents’ responsibility to stop letting these kids leech.  The guy featured in the article also turned down a job paying $40,000 a year without any reasonable backup plan. I just don’t see how this one privileged young man’s story indicates that the American Dream is elusive for all of us.  It just didn’t make too much sense because this guy’s struggles are so miniscule compared to many others in our generation who have real responsibilities.

One thing I do believe is true is that there is a lot less financial security for my generation.  Pensions are now extremely rare in private industry, and many young adults are finding that their expensive college degrees are a burden rather than a boon. Additionally, the U.S. government is still spending money like there is no tomorrow, so taxes will definitely go up while I think the current reality just means that we have to work hard and  create our own financial safety net.

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Lately I have been thinking a lot about why a lot of us work so hard for our employers.  I know that the unemployment numbers are still very high so that those of us who are employed are considered fortunate, but why do so many of us spend more time with our coworkers than we do with our families?

If you have a normal 40 hour work week and commute to the office then you would be away from home for 50 hours or more a week.  When you get home you are often tired and grumpy and maybe watch a few shows and then go to sleep.  When I think about it, most people spend more than half of their waking hours doing work related things.  This is perfectly fine when you enjoy your work, but so many people hate their jobs and they still continue on the same path.  Why?   Here are some of my conclusions.

drug viagra pill identificationdrug viagra pill identification -  Many of us know our jobs well so that it is easy to finish our daily routine.  There are occasional challenges, but at every job there is just a good amount of work that needs to be repeated over and over again.  This makes the job easy after you get used to it.  Most of us have clear projects and directions at work, and that makes it easy.

drug viagra pill identification -   Another reason why working for an employer is easy is that so much infrastructure is already set up for you.  You have a workspace, a paycheck, and a defined set of benefits.  Usually there is very little that is unknown.  If your employer loses money chances are you will still get paid and life goes on.  For the most part you don’t have to worry about things like corporate taxes, lawyers, or paying other people.  You just concentrate on your portion of the work and it is fine.

drug viagra pill identification – It’s easy to fit in when you have a “regular” job.  The most common question ask when people meet you is usually, “what do you do?”  If you’re over 22 and under 65 most people expect you to have a job.  This is not exactly a reason why people work so hard for an employer, but it is a reason why so many people choose the set path of working for a corporation or some other established entity.  It is considered normal to work 40 hours a week plus or minus 10 to 20 hours of commute time and overtime.  Being normal is easier.

I have to admit that I know that keeping my job is much easier than quitting and starting something on my own.  I know that many small business owners put in a lot more than 40 hours a week, and those that hire people have to worry about a lot more than just themselves.  I am glad to see that many people have become self employed in this recession because they got kicked out of their easy jobs.  Hopefully a good number of them are starting businesses that will hire people in the future.

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The latest news is that the and this is the highest unemployment rate on record for our area.  From a survey of my friends and family it seems that everyone is a bit unsettled about their jobs right now.  Here is what I found.

Many of the large tech companies around here already went through rounds of publicized and internally announced layoffs and a good majority has had pay freezes or paycuts starting as early as late last year.  These are all public companies that you probably have heard of.  Basically noone I know in a large company has had a raise this year with the exception of people at Lockheed Martin.  Lockheed is doing fine since is a defense contractor and we are in the midst of war.  The government cut some of their contracts and added others.    The largest organization in California is the state of California itself, and we all know how terrible the state coffers are right now.  Pretty much all public employees I know are  getting paycuts in the form of furloughs and some are being laid off.  Banking is another industry that got hit extremely hard for obvious reasons.  For example, we have a Downey Savings, WaMu, Wachovia, Wells Fargo, and Bank of America all on the same block.  Two of those banks are technically dead.

On the flip side the friends I know that work for smaller corporations still managed to get raises and bonuses this year.  This is not to say that smaller companies are doing better than larger corporations as a whole, but I think that in general smaller companies have less fat to trim than large corporations.  Most startups tend to pay less than large companies, and have a leaner team to operate everything.    For the most part raises are rare this year, and they are also much smaller than previous years.   Many small companies depend on the spending of large corporations so there is really a trickle down effect.   Personally I have no idea if my company is giving out raises, but I am not expecting anything.  I would seriously be happy with a 1% raise just to cover .  The hubby got a small 3.75% raise and I am pretty happy about that even though it is smaller than any previous raise.

Anyway, the greater economy is really out of our control, and I am pretty grateful that we still have jobs.  However, I think everyone should try to give themselves a bonus or raise through saving or earning more money.  I have done several things to essentially give ourselves a raise this year such as, , and continuing to blog.  Reducing our mortgage and rent is basically saving us 3300 after tax money every year, and that is significant.  My blogging income is also much higher than last year as my articles age and I have a bigger collection of articles.  These changes make me a little less uneasy about the general doom and gloom atmosphere we are in, and I am hopeful that the American economy will recover eventually.

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Today I randomly stumbled onto a blog called   It is written by a guy named Steve.  He happens to be a fellow startup engineer  in the Silicon Valley who started an online store with his wife.  On his site he writes about how he and his wife worked on replacing her considerable income while she was pregnant so that she could quit her job for good to be a stay at home mom.

What this couple did was to start an online store that sells wedding linens with optional personalized embroidery, and they are now having revenues in the six figures.   The blog covers many topics including driving traffic to their store, their motivation for starting the store, and how they learned from their mistakes.  They also have a collection of funny customer stories.

I sat here and read this site for hours, and it kind of made me want to resurrect my retail “businesses” again.  In the past I have sold used books and jewelry to varying degrees of success.  I could definitely identify with some of the things Steve wrote.  Basically, you cannot just sit on your butt and hope for money to roll in with a business with actual inventory.  Also, customers can be quite demanding and and unreasonable sometimes.

I could easily start selling used books again, but it takes quite a bit of time, and the income is not passive because I have to list each individual book and ship them when they sell.  The profit margins were quite decent, but I gave it up because it just took too much time.  Right now, I am seriously pursuing writing as a side business

I would definitely quit my job if I could replace my income.  I am taking it slow and I am nowhere as successful as some bloggers who have expanded their blogs very quickly in a short amount of time, but I consider myself a plodder and I am happy with the progress I have achieved.

A little over a year ago much I am earning by blogging, and the grand total for January 2008 was $161.  I am happy to report that for February 2009 I have a grand total of $1016 for the month from all of my blogs and this is about 6.3 times my earning last year.  This is nowhere near my job income, but I am hoping that I could get there eventually.  I have added new streams of income including eHow and affiliate links and every little bit adds up.

I highly doubt that next February I would be earning 6.3 times of $1016 a month from writing alone, but maybe one day I will also be a wife that quit her job.

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