Hi there, I am a secret baglady. Well, I am not homeless and I have enough money to buy soap. Even though I am only 24, I manage my money like I am about to retire. I also drive like an old lady and my hubby always makes fun of me for it. I don’t appreciate the fact that young people my age are labeled as “Generation Debt”, and so I’m advocating sustainable living and responsible money management. I write mostly from personal experience, and I don’t claim my opinions as the truth or professional advice. I also admit that I am biased in a lot of topics, but that how most personal blogs are. Anyway, hopefully someone out there will find this blog useful.
Here are a few quick facts about me with related links.
- I am Christian and believe the Bible.
- I am married to a game programmer.
- I am frugal, but not that cheap.
- I am a releng during the day for a software security company.
- I am an only child.
- I am Chinese, but moved to America at age 9. So now sociologists call people like me generation 1.5 immigrants.
- I currently work and live in San Mateo County, and I enjoy being the “working poor” in this extremely wealthy place.
Anyway, I may add more to this page as time goes on. If you like my blog, please subscribe to my full feed!

