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Welcome to the 55th edition of It’s that time of the year again. In Vietnam they are celebrating the national holiday of Gio to Hung Vuong, but here in the United States it is time for all of us to hand in our tax forms. I just begrudgingly mailed out my tax forms with payment, but today’s carnival certainly cheered me up. We have nearly 30 great stories about life and money. Enjoy!

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Praveen writes that at . Apparently you don’t have to be freaked out when you receive a letter from the IRS.

Will presents posted at . This is a scary story of debt collectors who would freeze pension statements.

Silicon Valley Blogger tells us posted at . I am so jealous!

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Kyle from Amateur Asset Collector gives us . It seems like Kyle paid a bit too much taxes on alcohol when he was in his twenties.

Mr. Cheap presents posted at . This is Mr. Cheap’s story about the tariffs he had to pay on hard liquor. That will teach him to be a cheap boozehound.

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The rising cost of gas is really cutting into many of our pocketbooks. Here are some stories. about how gas affects people.

MoneyKing presents ,

Financial Learn presents posted at .

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Mark Butler presents posted at . We can all learn quite a bit from this story of entrepreneurship.

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FFB presents posted at . More money means more taxes, but it doesn’t have to mean more expenses.

Life. Money. Development. presents posted at

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FIRE Finance presents posted at .

Ryan Taylor presents posted at .

Hank presents posted at .

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Here are two stories about snowflaking! You can get rid of debt one flake at a time and these two stories illustrate how you can do it, too.

NtJS presents posted at .

paidtwice presents at .

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Passive Income Investor presents posted at .

MoneyNing presents posted at .

The Dough Roller presents posted at .

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Want to retire early? These stories of people who managed to accumulate a huge net worth at a relatively young age.

PT presents posted at .

GBlogger presents posted at .

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Dorian Wales presents posted at .

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Amy presents posted at .

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Chief Family Officer presents posted at . The loose privacy policy prompted Chief Family Officer to not join the new PayPal clone. I haven’t joined either, because I’m just not really into having another financial account.

First Lady Of Poker presents posted at . This is an interesting story about why women can beat men at poker.

The Financial Blogger presents .

Raymond presents posted at .

Jeremy Zongker presents posted at .

Madison presents posted at .

That is all for this edition of the . Thank you all for participating and a link back to the carnival is always appreciated. If you have more stories you can always to the next carnival which is being held at . This is a relatively new blog that is very well written. Now if you haven’t already, go out and file your taxes!

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It is the that have brought a state of upon all of us. Deals like , interest free loans and non-authorized grants have brought this day. People need to learn to use their properly and resist the temptation to look at all the .

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Hello everyone, welcome to my blog for the 142th edition of ! There were over 100 submissions this week and it took me quite a while to read them and I cut the list down to a bit over 80 posts. Even though my blog is called I have never written about the homeless. So for today’s carnival I will highlight some myths and facts about homeless in America, and hopefully raise awareness about this important issue.

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  1. cialis viagra side effects gives some I would definitely teach my future child(ren) both Chinese and English. This article gives some good reasons why foreign language skills are helpful to almost anyone.
  2. cialis viagra side effects relates his passion (ultrarunning) to his young financial journey in
  3. cialis viagra side effects presents . She writes in detail about how to choose a financial adviser.
  4. cialis viagra side effects presents . This post really amused me and I want to train my future child like this too.
  5. cialis viagra side effects helped his friend break down the benefits of a job offer in Australia in I think Smarty’s friend made a good choice.
  6. cialis viagra side effects writes about the financial aspects about having a real monkey as a pet in . I was seriously amused by this article. As with any pet, you do need to figure out the financial consequences of owning one.
  7. cialis viagra side effects presents , and says, “Could you tell your financial life story in only 6 words? How about ‘We budgeted, saved, and retired early!’ Or ‘Bought high, sold low, smacked forehead.’ Or “Must mend holes in my pockets!’” This is a collection of short and funny money stories by Madame X and her commenters.
  8. cialis viagra side effects presents . Each of the random thoughts in this article is a tiny bite of wisdom that can help you build wealth in your life. Read it for some great insights!

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  • cialis viagra side effects Cities that set up services for the homeless will attract large amounts of homeless people.
  • cialis viagra side effects Many homeless people move to search for jobs or family, and not for public services. In fact most still live in the city they became homeless.
  1. cialis viagra side effects brings us . This is a very well written article about hard work, persistence, and optimism.
  2. cialis viagra side effects thinks that a budget is a key to financial independence and sends us this post, the first in a series about funding your life.
  3. cialis viagra side effects gives us some step by step instructions on budgeting in this post:
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  • cialis viagra side effects Most homeless people do not work and are on welfare.
  • cialis viagra side effects Many homeless people have full time jobs but cannot afford to pay rent or purchase a home. A survey in 1987 found that most homeless people do not receive public assistance.
  1. cialis viagra side effectspresents This is a good guide on how to build your own wealth by working for yourself.
  2. cialis viagra side effects presents I couldn’t agree more with this article. When I was in college I did multiple internships and that helped me tremendously when I tried to find jobs later in life.
  3. cialis viagra side effects presents This post includes a graph of the earnings by Americans in different age brackets. The data is quite interesting to look at.
  4. cialis viagra side effects writes . This is a very basic article on how to get a better salary, and it should be helpful for those who are always afraid of salary negotiations.
  5. cialis viagra side effects asks ? In some family situations a second income doesn’t add much, but for couples who have similar incomes it is advantageous to have two incomes.

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  • cialis viagra side effects Homeless people are mostly dangerous and violent criminals.
  • cialis viagra side effects A study conducted by John Hopkins found that homeless people are more likely to be arrested for non-violent crimes, but actually commit significantly less violent crimes against property or people.
  1. cialis viagra side effects noticed that since the subprime mess credit card rates actually started increasing! Read more in his post:
  2. cialis viagra side effects offers us a look into some new startups as well as other options for obtaining your credit score and report in his post titled It seems that the services offered by some of these companies are promising.
  3. cialis viagra side effects presents . This is a good primer on what affects your FICO score, which is used to determine many things in your life.
  4. cialis viagra side effects presents . This post wonders if the five star rating for credit cards as proposed by Senator Obama is a good idea.

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  • cialis viagra side effects Homeless people choose their lifestyle and do not want help.
  • cialis viagra side effects A portion of homeless people are mentally ill or suffer from some serious addiction. Others suffered some serious illness and lost their jobs. Many battered women are also homeless. Most of them do want assistance.
  1. cialis viagra side effects: Free at 45 rants in this article I totally agree with this guy because I can’t believe how some people think that a mortgage is not debt but an asset.
  2. cialis viagra side effects discusses the reality of a situation where you have to skip meals to pay rent.
  3. cialis viagra side effects explores the ‘shopping beast’ that resides within many of us in .
  4. cialis viagra side effects presents , and says, “A working, realistic budget was the tool I needed to get me and my family out of consumer debt!”

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  • cialis viagra side effects Homeless people is a static population that does not change very much.
  • cialis viagra side effects Research shows that 40% of homeless people are homeless for less than 6 months, and 70% have been homeless for less than two years.
  1. cialis viagra side effects gives us a neat little calculator to estimate our own personal inflation rate in the following article: .
  2. cialis viagra side effects presents Megan is learning what the Federal Reserve is all about. I think everyone should look into learning more about this powerful organization.

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  • cialis viagra side effects San Francisco, CA is towards homeless people. Many laws are enacted in cities across United States against the survival of the homeless.
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  3. cialis viagra side effectstells his personal story of debt titled
  4. cialis viagra side effects tries to explain all the numbers associated with tax deferred retirement plans out there in this post Frankly I am still kind of confused after reading this.
  5. cialis viagra side effects gives some tips on how the Federal interest rates affect our personal finance in .
  6. cialis viagra side effects presents This is a simple and precise checklist on what your spouse should do in the event you die.
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  • cialis viagra side effects About 20% of homeless children do not attend school. Those who do attend schools switch often and has a less stable learning environment than housed children.
  1. cialis viagra side effects gives us some very helpful tips to trim down the grocery bills in
  2. cialis viagra side effects presents This is a short and sweet post about using candles to make a space warmer.
  3. cialis viagra side effects writes about her struggles to be content with less on a birthday in the following post . I think it is silly to make a big deal about getting older, and I agree with her that you don’t need to have a giant celebration every year.
  4. cialis viagra side effects wonders if it is better to pay lots of money for designer furniture or buy knock offs for a fraction of the cost in .
  5. cialis viagra side effects questions whether buying organic food is worthwhile in the following article:
  6. cialis viagra side effects spent some quality time with his new wifey by . He saved some money, too!
  7. cialis viagra side effects says that you should concentrate on reducing your three largest expenses: housing, transportation, and taxes. Read more: .

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  • cialis viagra side effects Homelessness is only prevalent in large cities.
  • cialis viagra side effectsThere are a lot less shelters in rural areas so the homeless are less visible and live mostly in cars and campers. The truth is that there are homeless people everywhere.
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  2. cialis viagra side effects has an excellent post on how consistency in returns beats sporadically large returns when you are
  3. cialis viagra side effects presents and comments, “I realized a very sad truth about investing; Small investors cannot really hope getting steady two digits returns. Small investors are usually not made to invest plain and simple.” I think this article needs to be read by everyone who believes that they will get 10 to 12 percent returns every year.
  4. cialis viagra side effects presents Gold prices have soared in the last couple years and Tushar has some ideas on how you can profit. I am still kicking myself for not buying more gold Panda coins from China.
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  8. cialis viagra side effects examines the conventional wisdom that dividend increases are always a good thing for investors in . Some companies could have stock prices that stall but the dividends increase. Is that always desired?
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  10. cialis viagra side effects gives a nice breakdown of what I-bonds are in I own some I-bonds and they are definitely a safe investment. I treat it as a CD, and since I don’t have to pay state taxes on the gains the yields are quite good.
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  14. cialis viagra side effects writes and argues that 529s are great for young professionals to save for an educational fund for themselves.
  15. cialis viagra side effects Well tells us . However, I think the same can be said for any investment because you are never rarely guaranteed to make money.

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  • cialis viagra side effectsAll homeless people are adultscialis viagra side effects
  • cialis viagra side effectsThe typical homeless person on the San Mateo Peninsula is just 5 years old. In fact, nationally the fastest-growing segment of the homeless population is families with children. About 39% of all homeless people in 2003 are youths under the age of 18. cialis viagra side effects
  1. cialis viagra side effectspresents Apparently a CSA is a community farming association where you can buy foods locally. It sounds pretty interesting and I wonder if there is something near me.
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  4. cialis viagra side effects presents , and says, “Too many kids just aren’t prepared for life after college. A big part of this lays on the parents shoulders. The article makes the
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  5. cialis viagra side effects presents This article uses the metaphor of an aircraft carrier to describe personal finance habits.
  6. cialis viagra side effects gives us a list of There is definitely light at the end of the tunnel for those of you in debt!
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  11. cialis viagra side effects gives us a collection of 29 personal finance moves people can make in honor of leap day at .
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  15. cialis viagra side effectspresents . This is a short article about keeping snowflakes against debt special, and not a part of the budget. Only by keeping them special can you pay extra towards your debt.
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  18. cialis viagra side effects writes Borrowing money from friends can be tricky business. These rules may help you keep a relationship intact.

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  • cialis viagra side effects Homelessness has risen in America in the past 20 to 25 years because of the decrease in affordable housing and the decline of real wages.
  1. cialis viagra side effects gives us some common sense tips for saving money on a mortgage .
  2. cialis viagra side effects writes about the debate people have about whether or not a mortgage should be paid off as soon as possible. Read more at
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  • cialis viagra side effects Many homeless people are eligible for the Earned Income Tax Credit on their tax return but are not aware of the resource.
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  2. cialis viagra side effects gives us some expert advice on taxes and children: s. She says, “Got kids? You might — or might not — be able to get an extra $300 in tax rebate money for each of your youngsters
  3. cialis viagra side effects teaches us This is a good article for anyone who hates taxes.

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  • cialis viagra side effectsI can’t do anything about homeless people.cialis viagra side effects
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  1. cialis viagra side effects presents This article is a discourse on why trying to make money fast is not always wise. Apparently my favorite failure Casey Serin is back at his get rich quick schemes.
  2. cialis viagra side effectspresents This article certainly makes you feel a little bit paranoid about where you are sending your private information!
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  4. cialis viagra side effects writes about a personal finance book he enjoyed in
  5. cialis viagra side effects recounts the story of her mother’s death and shows that we all need to have our finances organized and have a will to take care of those left behind. Read more: ?
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  7. cialis viagra side effects highlights a concept I have never heard of. Apparently there are “concierge doctors” that charge people a fee for the privilege to be their patients. Read the post for details! .
  8. cialis viagra side effects discusses the cost of removing snow in .
  9. cialis viagra side effectsgives us an excellent worksheet about life insurance in

That is all for this wonderful carnival and thank you all for writing so many informative, amusing, and thoughtful articles! I have learned a lot about personal finance and the homeless this week. for next week and my favorite Canadians will host the carnival at: .

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In the , even the for the dilemmas are not responsible as much as the individual who buckles under a offer. It dpes not matter if it was the or any other.

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