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My last day at my secure and decently paying  job will be June 15th, 2011.   I am not going to a new position even though I have gotten a couple offers in the last couple months.   One of my friends said that I am spoiled for being able to pick and choose six figure jobs, and I guess I am a bit spoiled, but the true cost of keeping any job is just much greater than what I would gain right now.  Here are some of my reasons why I quit.

1. brand name viagra online My company was purchased by a large conglomerate last August, and after the acquisition many long time employees quit.  In my part of the world I became the only person doing more work than I ever had before with no increase in pay.  In fact, our pay actually decreased due to increased health insurance costs.  You may say that if I went to a different company this would improve, and that maybe so, but that doesn’t change the fact I take home a very small percentage of my pay.  Since we are a dual income family, my income is a second income and gets taxed at our highest marginal rate.  Additionally, I have to pay for childcare.  After getting gouged by a 47% tax and then paying for childcare, suddenly an above average income is quite below average and is no longer worth the stress of a full time job.  Many people with children should do some math right now and see if it is actually worth having a second income.  They may find that they are just working to pay for the privilege of working.

brand name viagra online- The part I hate about any job is that you trade your time for money.  You are basically  a profit center for someone else.   Since I work for a public company now it is pretty easy to figure out how much they profit off each employee.  The simple math is to take the yearly profit numbers and divide it by the number of employees.  Believe me, I get paid a lot less than what they generate per employee.  I want my time to be mine so I can spend it as I need to.  Now that I have a young son I need that flexibility so that I don’t have to leave a ton of meetings to take care of a sick child.  I need to have more control in my method of income generation.  I can’t be just a pawn in a giant chess game anymore.

brand name viagra online – Since my company was acquired, I started to because that seemed like a logical way to grow my online income.  So far I have thrown down around $12,000, but that has created a fairly stable monthly income of $1200 to $1500.  I have run these sites for just a few months, but I have gotten quite a good chunk of my principal back already.  With each site I purchased I learned a little bit more about how to run and monetize a site and what makes a website valuable.   Right now I make enough online to pay for food and rent and  I am determined to scale my operation further and make more than my salary by next year.

I titled this post “into the abyss” after the article written by James Altucher titled ““.    That article is in tune with what I feel and in the end of the article he says:

brand name viagra online or do something utterly drastic to shake things up. “What would I do?” people can then ask, “I have responsibilities, mouths to feed, mortgage to pay. You don’t get it.” Yes I do. You throw yourself into the abyss. You get scared. You stay up late at night thinking and thinking and thinking. You feel like the death of emptiness is worse than the slow death of your job. But you’ll figure it out. One by one all of your old colleagues will disappear from your life. They will die.

You’ll still be alive.

So I am throwing myself into the abyss and I truly believe that I will emerge on the other side with a brand new life that is much better than the slow grinding death at a  job at a gargantuan soulless corporation. The worst thing that could happen is that I get another “real job” again, but like I have written before, that is I am taking a chance on my own abilities, and it may sound crazy, but is it really crazy if you consider that multiple companies were willing to hire me to generate a profit for them?  Why shouldn’t I trust my ability to add value to my own life?   Why shouldn’t you?

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Last Saturday I attended a mixer for personal finance bloggers in the Bay Area hosted by. I met quite a few highly intelligent and interesting folks and here is a quick summary of what I learned from them.

The people I met included The Silicon Valley Blogger of , Lazy Man of , DC from , Mr. Credit Card of , Barbara from , and Jake from . Additionally, the lovely ladies of Gobankingrates.com Danielle, Claire, Casey, and Erica were hosting the event. I’ve been reading The Digerati Life and Lazy Man for literally years so it was interesting to meet them in person. Lazy Man seemed a little shy, and his wife is quite pretty. SVB is sort of what I expected her to be, very talkative and engaging. Of this group, Lazy Man, SVB, and Mr. Credit Card are all doing their online business full time.

brand name viagra onlinebrand name viagra online – I think one major lesson I learned from this even is that networking is important especially when you are trying to work on your own business full time. When you are working on something in solitary confinement you can only get so far. You have to make real connections with people beyond the internet to stand out. Since a lot of web publishing income is from advertising, it is nice to know who your potential clients are.

brand name viagra online – Mr. Credit Card is actually a super funny guy, and he talked for a while about how many large online publishers are unprofitable. For example, CreditCard.com was going to go public and revealed their earnings. Apparently it had $40 million in revenue and was still unprofitable. Mr. Credit Card said he was incredulous because he is just one guy and his site is profitable probably because he doesn’t have a CFO making a crapton of money. This is something my friend Jerry also wrote. Jerry just recently quit his job at a large company to do his iPhone app business fulltime. I encourage you to read his blog, too.

brand name viagra online – Many of these fulltime bloggers do outsource a lot of work. You can find cheap labor in many places on the internet, and I have done some of this in a small scale. Now I have more websites under my management I may outsource more content creation.

brand name viagra online – One recurring theme echoed by several bloggers is that thoughtful and well written content do not get the attention they deserve. Instead, dumb stuff usually get a lot of eyeballs. DC of PFStock said that all his posts that he spent tons of time on do not get a lot readers, but posts where he hides Coke Rewards points get tons of view. I think this is just true of the world in general. I mean, just look at crap like Jersey Shore and the millions of fans it has and you’ll see that most people are just drawn to stupid stuff and if you want to have a successful business you need to take their money. I have known this for a while and that’s why I have mostly separated out the stupid content and genuinely good content I have. This blog is where I write my more personal and real thoughts, but I do have other much less intelligent sites that are profitable. Sadly, I don’t believe that writing great content is the path to fame and fortune. When you run your websites like a business, you really have to know what makes a profit.

I am happy to say that I found the meetup to be very fun and educational. It was nice to meet a lot of like minded people. Both SVB & DC are also Berkeley grads so we had a little Cal group there. Hopefully I will attend one again and hopefully one day I will also be just running my business fulltime.

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2010 went by way too fast for me since I became a working mom.  It has been extremely challenging and I have not had as much time and energy to write very thoughtful posts.  I would like that to change in 2011, but I don’t want to push myself too far, either.  I need to take care of myself to take care of my family and everyone else, and that’s what I’m planning to do.  Anyway, I have been reading an excellent series of posts on Calculated Risk analyzing what . I highly recommend these posts, and they will appeal to those who really care to read thoughtful data-backed pieces about the economy.  I do agree with his analysis about what will happen in housing and unemployment.

Anyway, here are some of my predictions about  2011.  I don’t claim to be a prophetess or psychic, and my predictions aren’t backed by hours of research  so it is best to take them as entertainment.
brand name viagra online- The Making Home Affordable program is not working as expected and is largely deemed a failure by everyone .  I actually did (through common sense), but I am guessing that there will be more bailouts ahead to “help” the underwater homeowners.  The problem is that there is no money, so maybe every troubled homeowner will get a $500 tax credit?

brand name viagra online- Jerry Brown is now governor.  Enough said.

brand name viagra online- The Federal Debt is limited to $14.3 billion, and now stands at $13.9 billion.  It’s pretty much a given that the ceiling will be raised because otherwise the goverment will stop issuing paychecks.  That happened once in the past and it wasn’t pretty.

brand name viagra online – I don’t expect the deposit rates to go up at all, so savers that put most of their money in CDs and savings accounts will still earn a pittance.

brand name viagra online – In 2010 Social Security was already paying out more than it was taking in.  Guess what Congress decided to do about this.  They passed a cut of Social Security taxes in 2011.  My guess is that Social Security will be even more underfunded in 2011 since unemployment hasn’t really gone down but more and more baby boomers are at their full retirement age this year.  So, basically Social Security will be taking in less money across the board, and increasing payouts when starting point is already negative.  So I am pretty sure that I nailed this prediction, unless there is some miraculous increase of millions of jobs.

brand name viagra online – She will make much more money on reality TV and on the internet.  Heck, even this .  I imagine Mrs. Palin makes a lot more than that from her role on Fox News and her show about Alaska on  TLC. I think she’s actually pretty smart to just capitalize on her entertainment value since the media will make fun of her mercilessly anyway.  So why should she take on a seriously stressful campaign when she can just collect millions by being herself?

brand name viagra online- Yes, there was a and some good ideas were thrown together in that meeting.  I predict that none of it will actually be implemented because it is just much easier for the government to continue spending.  Additionally, it’s going to be an election year and the politicians will want to be as popular as possible and they probably won’t want to rock the boat.  Does anyone really think that these pansies will get rid of the mortgage interest deduction right before an election year for the future fiscal security of the nation?  I don’t think so.

That’s all I can think of now, but hopefully 2011 will be a better year for everyone who is still here.

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Yes, I know this blog is being neglected, but my life is just running so fast that I can hardly find time to just sit down and write now. My son is now running around like a chimpanzee and I feel like I am constantly running after him.  Anyway, I feel that I should record all the things I am thankful for since I last wrote here.

First of all, my sister in law is pregnant so I am going to be an aunt!  It is still early but I can’t wait to meet the little guy or girl.  They will be in another state, but we will definitely visit once the baby arrives.

Another big thing that happened is that my hubby is started at a new job after 4.5 years with his former company.  He will still be working in the gaming industry, but he will no longer be making MMOs.  He was extremely happy to get the new offer because it is 30% more than his current salary and he will be working in social gaming, which is something he wanted to get into.  The funny thing is that my blogging had a small part in his job hunting.  Basically, a recruiter for some gaming companies contacted me via my contact form and asked if I wanted to apply for a  release engineering position for the company he was recruiting for.  Currently I am not really looking for a new job so I asked him if he wanted my husband’s resume since the hubby has been looking for something new for a while now.  Of course he agreed since recruiters love free referrals.  After my husband sent him his resume the recruiter actually set him up with several interviews, and he landed this job.

Right now I am going through a transition phase at my workplace since It is almost like getting a new job because we were formally offered our jobs with the new company and had to go through all the paperwork once again.  My duties really haven’t changed, but there are new processes that will eventually get integrated.  As expected,  quite a few people quit after the acquisition.  It is unfortunate because this company is really the best company I have worked for.  However, I know that my ex-coworkers have gotten better monetary offers elsewhere, and  many of them have been here so long that change is good for them.

I don’t know if it is because the economy is turning up, but lately I’ve been getting recruiter emails and calls more frequently.  I have ignored most of them because I am mostly content where I am now, and it would take an amazing offer for me to make a change.  After working for five years I am much more clear in what I want from a employer, and ultimately, I want to just work for myself.  Right now I am thankful to have all the things I have now, and I am still working towards financial independence.

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I have been gone from this blog for a while because I have been busy with other things.  I do want to update you all on what I have been doing.  In the past month I have been working on reinvesting my blog income into more income producing properties.  And no, I am not talking about real estate.

What I have been doing is looking for established websites to purchase, and so far I have purchased several  sites for a few thousand dollars.  These are sites that generate a lot more pageviews than my own blog, and I have been working on monetizing them.  In the process of purchasing these sites and testing various monetizing schemes I learned quite a bit about internet marketing, and the valuation of a website.

I also learned quite a bit about what types of website traffic is valuable, and what demographic is more likely to go to certain sites.  There is quite a bit of science behind this, and in the past month I have been reading and learning.

On the income front, so far I am on track to generating about 7% of my purchase price per month in income.  So this means I will get my principal back in a  little over a year as long as the sites are operating as they are now.  If I increase the income stream I will get my money back faster.  After I get my principal back all the income would be just pure profit because it doesn’t cost me a lot to hold extra websites.  My hosting account can host an unlimited amount of sites, and the cost of renewing a domain is less than $10 a year.

My plan is to reinvest all of my internet generated income for this year back into purchasing more web properties, and eventually I will have enough income to quit my job.  I am actually planning to use some of my money from my company’s sale to buy a site with 2 to 3 million pageviews a month, and see what I can do with it.

To be honest, established websites can be extremely good investments if you know what you are getting into, and you can effectively monetize the traffic.   The general going rate for a website is 6 to 12 times the monthly income, and as long as you know how to maintain the traffic and income, then they are probably the best income producing properties out there.  There is definitely risk involved, and you have to know how to pick the sites that are evergreen.  I may write about this more in detail when I actually make enough to quit my job.

Right now I am happy with my initial experiment because I am collecting several hundred more a month on a very small investment. My parents are always talking about their real estate but their return is only a few hundred a month after taxes even though they invested  20 times of what I did.  If I spent the amount of capital they did on websites then I would be making more than a fulltime income.

Anyway, I will keep you all updated on what happens.  In other news, my hubby finally got his own domain for his top notch gaming blog .  Hopefully he will soon start getting compensated for his excellent writing.

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