<%3Fxml version="1.0" encoding="UTF-8"%3F> Cheapest viagra » Canadian Pharmacy Online | Drugstore – Planet Drugs Direct http://baglady.dreamhosters.com/2009/11/10/could-you-save-money-with-obamacare/ Attempts at a Sustainable Lifestyle... Thu, 04 Aug 2011 01:25:53 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Cheapest viagra » Canadian Pharmacy Online | Drugstore – Planet Drugs Direct http://baglady.dreamhosters.com/2009/11/10/could-you-save-money-with-obamacare/comment-page-1/#comment-3623 Funny about Money Tue, 24 Nov 2009 14:57:07 +0000 http://baglady.dreamhosters.com/?p=479#comment-3623 ??? I don't think I'm following the logic here...maybe I'm just slow. Let's see... You opt to pay the fine so that you don't have to buy health insurance, because you figure you'll buy insurance after you get sick (let's say, after you get breast cancer), because insurers can't turn you down. This will save you a small amount each year. Thus you game the system by staying out of the funding pool until such time as you need help. But you don't plan on the car wreck on the freeway. After a Mack truck rear-ends you when you rear-end the guy in front of you who rear-ended the guy in front of him, spinning your car into the moving vehicles in the lane next to you and ricocheting you back into the semi as the 70-mph forces jerk all five vehicles around, you are airlifted to a hospital that can treat not only your brain injury but your probable paraplegia, your ruptured spleen, your macerated liver, and your smushed kidney, to say nothing of several shattered bones. At the time you are air-lifted out of the accident scene, you are not insured. You remain unable to speak or move your hands for two weeks, because you are on life support in the ICU. During this period you remain uninsured, because a) you can't ask for insurance and b) even if you could, you couldn't sign your name on the dotted line. You remain uninsured when you are rolled out of the ICU into the hospital ward where you will reside for another few weeks. At this point you gasp to a relative that you need to get some insurance. It takes another two weeks to acquire this. By the time your new health insurance takes effect, you've been in the hospital for a month. You owe for an air ambulance ride (ever priced one of those?), brain surgery, spinal surgery, surgery to repair your ruptured visceral organs, life support, anaesthesia, high-powered antibiotics (oh, BTW, while you're fighting for your life, you pick up an infection, which has to be dealt with expensively), blood transfusions, plasma transfusions, nursing care, pain-killers, food, and the beginning stages of physical therapy and speech therapy. While you were saving a few hundred bucks a year, the rest of us were paying into the system so that your life could be saved and maybe you might have an outside chance of someday getting out of a wheelchair. It's unlikely you'll ever go back to work at a job that will pay the hundreds of thousands of dollars you racked up in the ER, the ICU, and the regular hospital ward. Your insurance coverage now starts <i>after</i> the really expensive stuff has been charged up, and it won't cover you retroactively. You'll be deep in debt for the rest of your life. How does this make sense, again? And why are we so exercised about asking employers to pay 72.5% of the job-based health premium? Mine is already paying 94%. Since a government-mandated "minimum" quickly becomes the standard, as a practical matter this will mean a <i>drop</i> in health plan costs for many employers. ??? I don’t think I’m following the logic here…maybe I’m just slow.

Let’s see… You opt to pay the fine so that you don’t have to buy health insurance, because you figure you’ll buy insurance after you get sick (let’s say, after you get breast cancer), because insurers can’t turn you down. This will save you a small amount each year. Thus you game the system by staying out of the funding pool until such time as you need help.

But you don’t plan on the car wreck on the freeway. After a Mack truck rear-ends you when you rear-end the guy in front of you who rear-ended the guy in front of him, spinning your car into the moving vehicles in the lane next to you and ricocheting you back into the semi as the 70-mph forces jerk all five vehicles around, you are airlifted to a hospital that can treat not only your brain injury but your probable paraplegia, your ruptured spleen, your macerated liver, and your smushed kidney, to say nothing of several shattered bones.

At the time you are air-lifted out of the accident scene, you are not insured. You remain unable to speak or move your hands for two weeks, because you are on life support in the ICU. During this period you remain uninsured, because a) you can’t ask for insurance and b) even if you could, you couldn’t sign your name on the dotted line.

You remain uninsured when you are rolled out of the ICU into the hospital ward where you will reside for another few weeks. At this point you gasp to a relative that you need to get some insurance. It takes another two weeks to acquire this.

By the time your new health insurance takes effect, you’ve been in the hospital for a month. You owe for an air ambulance ride (ever priced one of those?), brain surgery, spinal surgery, surgery to repair your ruptured visceral organs, life support, anaesthesia, high-powered antibiotics (oh, BTW, while you’re fighting for your life, you pick up an infection, which has to be dealt with expensively), blood transfusions, plasma transfusions, nursing care, pain-killers, food, and the beginning stages of physical therapy and speech therapy.

While you were saving a few hundred bucks a year, the rest of us were paying into the system so that your life could be saved and maybe you might have an outside chance of someday getting out of a wheelchair. It’s unlikely you’ll ever go back to work at a job that will pay the hundreds of thousands of dollars you racked up in the ER, the ICU, and the regular hospital ward. Your insurance coverage now starts after the really expensive stuff has been charged up, and it won’t cover you retroactively. You’ll be deep in debt for the rest of your life.

How does this make sense, again?

And why are we so exercised about asking employers to pay 72.5% of the job-based health premium? Mine is already paying 94%. Since a government-mandated “minimum” quickly becomes the standard, as a practical matter this will mean a drop in health plan costs for many employers.

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Cheapest viagra » Canadian Pharmacy Online | Drugstore – Planet Drugs Direct http://baglady.dreamhosters.com/2009/11/10/could-you-save-money-with-obamacare/comment-page-1/#comment-3611 Kaley Thu, 12 Nov 2009 22:40:24 +0000 http://baglady.dreamhosters.com/?p=479#comment-3611 I cannot afford to buy into the government health care plan and cannot afford to pay any fines, how are people going to pay if they have no jobs and no income. I live at proverty level and already have government health care free. Why should I then turn around to buy the same health care when I live at proverty level, who is going to pay for me. The government does not realize that. I cannot afford to buy into the government health care plan and cannot afford to pay any fines, how are people going to pay if they have no jobs and no income. I live at proverty level and already have government health care free. Why should I then turn around to buy the same health care when I live at proverty level, who is going to pay for me. The government does not realize that.

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Cheapest viagra » Canadian Pharmacy Online | Drugstore – Planet Drugs Direct http://baglady.dreamhosters.com/2009/11/10/could-you-save-money-with-obamacare/comment-page-1/#comment-3610 Chris Wysocki Wed, 11 Nov 2009 15:28:19 +0000 http://baglady.dreamhosters.com/?p=479#comment-3610 The "no pre-existing condition" exemption is a landmine for the insurance industry. It will drive all private insurers out of the market for just the reasons you describe. Who indeed will buy insurance until the day they need it? And since the price is set artificially low there will be no profit in selling health insurance. The end result will be everyone signing on to the "government option", which is in fact the stated desire of President Obama and Nancy Pelosi. The “no pre-existing condition” exemption is a landmine for the insurance industry. It will drive all private insurers out of the market for just the reasons you describe. Who indeed will buy insurance until the day they need it? And since the price is set artificially low there will be no profit in selling health insurance. The end result will be everyone signing on to the “government option”, which is in fact the stated desire of President Obama and Nancy Pelosi.

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Cheapest viagra » Canadian Pharmacy Online | Drugstore – Planet Drugs Direct http://baglady.dreamhosters.com/2009/11/10/could-you-save-money-with-obamacare/comment-page-1/#comment-3609 Erica Douglass Wed, 11 Nov 2009 04:05:07 +0000 http://baglady.dreamhosters.com/?p=479#comment-3609 Maybe if we started calling it The Great Outsourcing Bill of 2009 it would get some attention. As a business owner, I now have *negative* incentive to hire U.S.-based workers. Might as well outsource and save even more money. This is going to have the opposite effect that the government wants. -Erica Maybe if we started calling it The Great Outsourcing Bill of 2009 it would get some attention.

As a business owner, I now have *negative* incentive to hire U.S.-based workers. Might as well outsource and save even more money.

This is going to have the opposite effect that the government wants.

-Erica

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