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Lately, one news story that has been really getting on my nerves is that of Laura Richardson, the Southern California congresswoman who defaulted on three separate homes repeatedly and most likely used her influence to that has already been sold. The investor that bought her home has against the congresswoman and Washington Mutual for illegally rescinding a proper sale. I hope the buyer James York wins because there was no possible way that the congresswoman didn’t know about the sale. She didn’t pay her mortgage for more than six months!! What did she think was supposed to happen? After the congresswoman’s mortgage troubles were publicized, more information came to light that she has a history of being a deadbeat and and . She took money out of her three homes to finance her campaigns, and made only a few payments on her Sacramento home. If debtors’ prisons were still in operation, this woman would be sitting in jail right now eating gruel . Instead, she is being in her honor to help her with her debts. One thing that made me laugh and cry at the same time was that in this she said “she is like any other American suffering in the mortgage crisis and wants to testify to Congress about her experience as lawmakers craft a foreclosure-prevention bill.” Right, she is just like any other American that buys three homes, pulls money out, stops paying the mortgage and property taxes, and then denies that she knew anything about an oncoming foreclosure. That is really believable and poignant!

Apparently, Laura Richardson is not the only representative with mortgage woes. A less publicized case is of state Senator Julia Boseman of North Carolina. She and her ex-partner Melissa Jarrellon their $1.3 million dollar mansion since August 1, 2007. In order to clean her own hands, Boseman has taken herself off the home’s deed without her ex-partner’s knowledge. The house is set to be auctioned, and I hope Boseman doesn’t use her political clout to take the house back like Laura Richardson did.

Finally, we have the bizarre story of Shirley Huntley, a state Senator from New York. She stopped paying her mortgage intentionally as an to see if she gets proper notification from her bank. After four months of not paying her mortgage and facing foreclosure, she paid up everything plus legal fees to avoid foreclosure. According to the article, her “original mortgage in 1976 was $28,500. Three decades later, she owes $290,000 due to repeated borrowing against her home”. So did she really conduct an experiment or did she just try to cover up some financial trouble? Either way, at least this woman owned up to her debt and paid it off. The alarming thing is that she used her home as an ATM so that her initial debt ballooned to more than 10 times of its original size.

With representatives like these, I guess I understand why the housing bailout is so popular. Congressional rules do not prevent representatives from voting on issues that help themselves financially because it is hard to avoid, but is supporting financial irresponsibility really wise? Anyway, all members of Congress and the Senate are required to report their personal finances and you can see the reports at . I encourage all of you to take a look at your local politicians and see how responsible they are with their own money, because I believe a person really needs to get his or her own affairs in order before making laws that affect millions of other people.

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5 mg cialison 06.28.08 at 5:02 am

Over the years, I have seen members of congress take many unusual liberties. I suppose being in such a powerful position goes to one’s head sometimes.

I agree with you that many home purchasers have been irresponsible in this subprime fiasco. But from some of the articles I’ve read, a lot of misrepresentation of loan information was also going on by lenders for their own personal gain. Many innocent hard-working people that thought they could grab a piece of the American dream for the first time in their lives were taken advantage of. Because of that, I think a bail out for those being foreclosed on is warranted.

5 mg cialison 06.30.08 at 10:03 am

[...] The BagLady presents – Laura Richardson, Julia Boseman, and Shirley Huntley – Representatives of Financial Irresponsibility… [...]

5 mg cialison 07.01.08 at 1:42 pm

Shocking! Shocking I say! Politicians taking advantage of their position?!?!?! SHOCKED!

ROFL :)

5 mg cialison 07.04.08 at 9:44 am

[...] of Real Estate at Trulia Blog -  I was picked as a sparkling pick of the week for my article about the deadbeat politicians.  It’s pretty funny, but I used to send my scathing real estate related articles to this [...]

5 mg cialison 07.07.08 at 7:56 am

agree with castocreations. this is not surprising in the least. ugh…”america, for the idiots, by the idiots”.

anarchocapitalism is the only way out.

5 mg cialison 07.08.08 at 11:12 am

Democrats, all.

5 mg cialison 08.08.08 at 11:25 am

[...] time.  It is no longer the United States; it’s the Blue States and the Red States.   The representatives that make the laws no longer belong to the people, but to corporations with lobbyists.  There is just so much discord [...]

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