Since I was on vacation during the last week of December I decided to combine the two reports into a report of the last four weeks. Not that many new listings came up in the last two weeks of December because a lot of realtors and sellers are on vacation also. So here is a summary of the last four weeks:

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What is interesting is that 37 out of these 82 troubled properties were listed within the past seven days! Some more properties of interest are below:

— This is a good sized Belmont ranch that was last sold for 1.2 million in October, 2006, and is now listed for just under 1 million. Personally I still think it’s overpriced, but in Belmont

— It smells a little fishy that this tiny and unattractive home last sold for 715k and is now listed for 488.5k. I don’t think it’s a great bargain, but it is the home with the largest absolute percentage loss on the list.

– The Redfin listing says that the home’s square footage is 2500, but the description says it’s great for a first time buyer. That made me kind of suspicious and I looked it up on real-estate.nextag.com, and there it stated the home is actually only 820 square feet. Now a 820 square foot starter home is more believable.

— In a previous report I found the picture of 404 Accacia St extremely funny, and now it seems like its next door neighbor is up for sale. Here are the pictures of these two houses:

— Finally, this “house” wins the award for the ugliest home in the this report:

The detailed report will be on the statistics page and a new update of homes listed in late October to early November last year will also be included. Stay tuned!

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The day after tomorrow is August 15th, and that is the 15th anniversary of my arrival in America. I have been through many storms and felt complex mixtures of emotions in these fifteen years, and only those who have walked my path can taste what I have experienced. My friends, including some of my American friends suggested that I should write down my story. However, I always thought that my life in America is very unremarkable and I have not accomplished anything truly great. I guess there really is a limit to how many extraordinary people there are and the world is really composed of countless common and plain people. In my early years I learned Marx’s theory of “historic materialism”, and I still remember Chairman Mao’s words, “People, only people are the power behind the creation of world history”. I still believe that real history is truly created by common people like you and me. The crux is that most people like us did not record the roads we have traveled.

Recently, a couple events that prompted me to write down my experience in America are the encouragement of my online friends and the request from an ex-coworker . My ex-coworker’s daughter Wenjing is current living in my home because she is interning in a San Francisco accounting firm. I spoke to Wenjing about my life here in America and she also thinks that I should write it all down so that young people like her can objectively and truly learn about American society.

I remember before I left China fifteen years ago I read an article in the newspaper entitled “Ten Situations Where You Should Not Go To America”. Even now I can remember the top three items in the article. They were:

1. If you’re old, don’t go to America. “America is the battleground of the young and the purgatory of the old”.
2. If your English is shabby, don’t go to America. If you go you will be deaf and mute.
3. If you studied humanities, don’t go to America. You will not find a job.

I qualified for all three of these conditions. First of all, if we talk about age, I was already 37 years old. I joined the workforce when I was fifteen and I have had more than ten years of work experience. I see a lot young undergraduate international students here and I was more than twice their age. Second, if we talk about English skills, my background was very poor. Because of the Cultural Revolution, I lost the ability to go to school at a young age. I started learning the ABCs in my twenties when I attended college. Later on because I was a professor in a university I was able to learn more English, but when I came to America I really felt deaf and mute. Third, when it comes to my college major, I graduated with a degree in agricultural management. I also had courses in history and legal studies, but they were all humanities. At that time I already had a good career in China. At the end of the 80s I was already promoted to be the university’s youngest department head and had a good track record at my job. Because of these reasons, my wife gave me repeated advice in her letters that if I want to independently go to America I would face many obstacles and I would need to prepare for the ordeals mentally. At that time I figured I have already experienced the Cultural Revolution and America cannot compare to that ordeal. During that time my father was imprisoned and humiliated on the streets and I was sent to a steel factory and hauled molten steel and made steel molds. I have experienced all kinds of psychological and physical torment, and I figured the worst that can happen is that I will “eat bitterness” a second time.

It’s easy for me to say “I will endure torment a second time” right now, but to actually go through it was not easy. At that time there was a saying within the international students community about the path to take in America: first go to school and earn a degree; after receiving the degree, find a job; after finding a job, get a green card; after getting a green card the cars and houses will come, and that would be the crowning achievement. In all honesty, I did follow this path, and along the way I faced many obstacles. These obstacles include the difficulty in getting a foreign degree, the hardship in working minimum wage jobs, the roundabout craziness of getting a greencard, and my later midlife crisis. As I conquered these obstacles and accepted these battles I learned many lessons.

One thing worth mentioning is that I have met many friends from China, America, and all around the world in these fifteen years. When I was in trouble, many of these friends helped me. So as a Chinese proverb says, one should repay a droplet of kindness with a flood of goodness. I love to help people and I derive enjoyment from it. So here I will also write about the people that have helped me. Life is like a book, and time is the best teacher. Hopefully my friends everywhere can get some benefit from the lessons I learned in the past fifteen years in America.

So today I got an email from Lynn Truong of inquiring if I would like to join them as a writer. I accepted after I figured out what they are all about. I have read the blog before but never really thought about writing for them. Anyway, I set up a profile today and submitted my first article This article came from a discussion I had with a friend about what would happen if the entire United States were as cheap as me or the .

I plan to write for from time to time because it is a great blog that has a lot more readers than The Baglady, but I will keep the crazier and more personal posts here at The Baglady. Stay tuned!

Lately quite a few people have been asking me about my opinion on the political candidates and who I would vote for. I give a different answer everytime because I am not an American citizen and therefore I don’t have the right vote. Sometimes I jokingly say, “I hail to Beijing!”. Though in reality, the actions of the American government really affect me a lot more than those of the Chinese government since I am a permanent resident of the United States. I don’t particularly like politics in America because a lot of it is a bizarre popularity contest. (e.g. Hillary wins New Hampshire because she got emotional? What?) However, I am pretty clear about what I want the next president to do with my money. Here is my wishlist from the sidelines of the current electoral circus:

generic viagra no prescription free shipping — Social Security Tax is the tax that irks me the most because I know as it is I will never benefit from it. It’s a system that lets older generations spend the money of the younger generations and everyone knows it is not really sustainable. I hope the next president actually does something about this because the past presidents always talk about Social Security reform and never take action. I am all for abolishing the system all together or changing the system into some kind of enforced retirement saving so that the person who paid the tax actually gets the money back in the end (the entire amount plus investment gains). If the government really wants a cut they can make sure the money all go into treasury bonds, but in the end the person who paid the money in the first place gets the money for retirement. I think that is the only fair thing to do.

generic viagra no prescription free shipping — I think the government really spends our money on a lot of useless stuff or just mindlessly overpays for goods and services. I heard on the radio a few months ago that . Of course the company in this story committed fraud and was discovered, but how many of these cases are out there in other contracts? The government needs to be lean and frugal with their spending and actually examine their purchase orders one by one. My previous company’s CEO took frugality to the max and made sure every purchase was first researched on a shopping comparison engine, and then he signs the purchase order. The government can also cut down on inefficient personnel. It seems like a government job is so stable that people never worry about being fired. Well, maybe some slackers should be fired and government services as a whole may improve. I am just proposing a couple ways the government can cut down on spending without cutting services.

generic viagra no prescription free shipping — I don’t really mind that the tax system is tiered or that we have to pay income taxes, but I don’t like how ridiculously complicated the system is. I have written previously about and the and I think all these weird exceptions should be ironed out and simplified. It is not easy, but something has to be done. Also, it’s very likely that a lot of the Bush Tax Cuts will expire in 2010 if the next president isn’t supportive of the tax cuts, and I think a sudden change back to higher taxes would be hard to swallow for a lot of Americans. It would be best if the next president just kept the tax cuts where they are.

generic viagra no prescription free shipping — I have . Basically the government really never reports the true inflation we face everyday. I hope they would at least include the actual costs of things in the measurement of inflation instead of the substitute costs. Anyway, this is a hairy issue that affects a lot of people that I never hear about from the presidential candidates. If we have a more accurate CPI we can have fairer raises and better prepare for our future through savings and investments.

generic viagra no prescription free shipping — As long as I have lived here we are encouraged to spend because consumer spending is what keeps our economy going. What if there are just a few changes that encourage people to save? For example, raise the Roth IRA contribution limit, or eliminate federal taxes on treasury bond interest income? What if we had a president that advocated that frugality is the path to the American Dream? How would American change? How would the world change?

Anyway, there are a lot of other issues I care about, but what I say doesn’t matter because I am not a citizen. I hope something good comes out of the new presidential regime and I hope voters examine what the candidates wish to do instead of being in love with their personalities. Good luck America, and feel free to say what you want to see happen here!

When I first moved to the United States in 1992 the country was recovering from a widespread recession and I was totally unaware of it since I was only nine years old. Then ten years later another recession occurred and I was attending college and once again lived through it without caring too much. Today there is a lot of talk about the coming of the next recession and I am sure it will happen again since the economy is cyclical. We are already seeing a slow down in employment and massive losses in the financial industry and the stock market has come down about 10 to 11% since the October high. So what will I do in this coming recession?

generic viagra no prescription free shipping — I am not going to sell all my investments just because it is going down right now. Panicking and selling long term investments is probably not the best thing to do since I really don’t need the money right now. I will also continue to contribute to my 401k despite the volatile market. The reason for this is that eventually a recession ends and the market goes up again. Selling a stock or fund at a low is never really a good strategy.

generic viagra no prescription free shipping — I will be looking for cheap investments to buy if there is a recession. There are many great companies that will survive through a recession but their prices may be depressed by the general mood of investors. So I am sure there will be bargains. Additionally the real estate market is falling almost everyday and if there is a reasonable bargain I may purchase real estate. Basically, I will keep an eye out for things on sale.

generic viagra no prescription free shipping — The general consensus is that the tech industry is still fairly strong, but a recession could change the outlook rapidly and there may be a great Silicon Valley Job Massacre again. I think the key to keeping your job is to be good at it, and I will try my best to be “unfirable”.

generic viagra no prescription free shipping — Sometimes being a great employee is not enough and people still get axed because the horrendous economic situation of their company just can’t be salvaged. This is why I think everyone should have a backup plan to survive. I’m not sure what I would do yet, but I imagine I could be a consultant or just blog full time. I also have a pretty big emergency fund that could help through a period of unemployment.

generic viagra no prescription free shipping — When times are lean, it’s even more important to be debt free because it may be harder to reduce debt with less income. I will make sure I don’t take on any debts I can’t pay back.

generic viagra no prescription free shipping — If our income falls drastically we may need to cut expenses. There are many areas where we can be more frugal right now, but since we’re doing fairly well in savings we’re not living an extremely cheap lifestyle. For example, we could move to a smaller apartment, but it would be less comfortable. However, if we really had to downsize we would be fine with a smaller and cheaper apartment. I think many people live in houses that are way too big for them and if times are lean that’s where they can save the most. They can rent out part of their home or just move to a smaller apartment.

generic viagra no prescription free shipping — I read an article some time ago that said charitable organizations receive less donations in recessions. This is understandable because if a lot of people lose their jobs they would be unable to donate. I will try my best to maintain my donations.

Anyway, my outlook for the next recession is that it probably will not affect me and the hubby very much and I probably do not have to change much of my lifestyle. If we both happen to lose our jobs I think we are still fairly well prepared to live through it. What are your plans for the coming recession?