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When I first moved to the United States in 1992 the country was recovering from a widespread recession and I was totally unaware of it since I was only nine years old. Then ten years later another recession occurred and I was attending college and once again lived through it without caring too much. Today there is a lot of talk about the coming of the next recession and I am sure it will happen again since the economy is cyclical. We are already seeing a slow down in employment and massive losses in the financial industry and the stock market has come down about 10 to 11% since the October high. So what will I do in this coming recession?

buy levitra canada — I am not going to sell all my investments just because it is going down right now. Panicking and selling long term investments is probably not the best thing to do since I really don’t need the money right now. I will also continue to contribute to my 401k despite the volatile market. The reason for this is that eventually a recession ends and the market goes up again. Selling a stock or fund at a low is never really a good strategy.

buy levitra canada — I will be looking for cheap investments to buy if there is a recession. There are many great companies that will survive through a recession but their prices may be depressed by the general mood of investors. So I am sure there will be bargains. Additionally the real estate market is falling almost everyday and if there is a reasonable bargain I may purchase real estate. Basically, I will keep an eye out for things on sale.

buy levitra canada — The general consensus is that the tech industry is still fairly strong, but a recession could change the outlook rapidly and there may be a great Silicon Valley Job Massacre again. I think the key to keeping your job is to be good at it, and I will try my best to be “unfirable”.

buy levitra canada — Sometimes being a great employee is not enough and people still get axed because the horrendous economic situation of their company just can’t be salvaged. This is why I think everyone should have a backup plan to survive. I’m not sure what I would do yet, but I imagine I could be a consultant or just blog full time. I also have a pretty big emergency fund that could help through a period of unemployment.

buy levitra canada — When times are lean, it’s even more important to be debt free because it may be harder to reduce debt with less income. I will make sure I don’t take on any debts I can’t pay back.

buy levitra canada — If our income falls drastically we may need to cut expenses. There are many areas where we can be more frugal right now, but since we’re doing fairly well in savings we’re not living an extremely cheap lifestyle. For example, we could move to a smaller apartment, but it would be less comfortable. However, if we really had to downsize we would be fine with a smaller and cheaper apartment. I think many people live in houses that are way too big for them and if times are lean that’s where they can save the most. They can rent out part of their home or just move to a smaller apartment.

buy levitra canada — I read an article some time ago that said charitable organizations receive less donations in recessions. This is understandable because if a lot of people lose their jobs they would be unable to donate. I will try my best to maintain my donations.

Anyway, my outlook for the next recession is that it probably will not affect me and the hubby very much and I probably do not have to change much of my lifestyle. If we both happen to lose our jobs I think we are still fairly well prepared to live through it. What are your plans for the coming recession?

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buy levitra canadaon 01.09.08 at 6:48 pm

Having been a bag/shopping cart person all but last couple of years during the past 14 years. I can’t wait for the recession. I want to see some of those greedy, got to have now over extended people out there sleeping in the dirt. Won’t mean a damn thing to me if I go have to out there again. It’ll be easy since I don’t owe anyone anything. See ya’ out there K-mart shoppers. Be sure to bring some of your Bling water with you….

buy levitra canadaon 01.09.08 at 7:25 pm

put your head ahead is a good strategy!

buy levitra canadaon 01.10.08 at 12:02 pm

Such practical and generous advice for a 24 year old! What a country we would live in if everyone was to adopt this healthy mentality even without any evidence of a downtwon. What if such a lifestyle was simply the “American” thing to do? LOL! Indeed, I am a dreamer, though I think we have .

Our parents and grand parents were dreamers, too(before they sold them to banks and investors).

buy levitra canadaon 01.23.08 at 10:40 pm

[...] if you have cash during a downturn, then you are able to snatch up many bargains. As I wrote in a previous article, I will be on the lookout for sales in stocks or real [...]

buy levitra canadaon 05.06.08 at 10:30 am

We will all learn from the recession. We will know in the depression. Suffering is a relative thing. Hunger is not.

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