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Wow that is a great lesson from your English teacher! I do wish they had more personal finance lessons incorporated into our education system. But it seems that the greatest impact is still from parents. I don’t think the message would have hit home as much without my dad nagging me about it my whole life =P
Great lesson! Should be a mandatory project in all schools. Sadly, I bet your classmates ARE living paycheck to paycheck like a lot of us who caught on too late that debt is a life sentence.
Interesting post – this sort of teaching should be mandatory in schools.
Mike
Hi there!
We don’t exactly know each other or anything…I found my way here through someone else’s blogroll!
This post stood out to me for a couple of different reasons:
1. I participated in a similar project years ago in High School; I was married with a college degree, no kids, and I forgot my profession… The project lasted (2) two months at the end of which I’m happy to report, we too did well.
2. I was of the same belief that Hawaii (a.k.a. Paradise) couldn’t be any more expensive than Los Angeles… Obviously this is not the case!
Lastly, the project can be replicated and it SHOULD be replicated. It was a fun project when I was in school. Sometimes we don’t realize how much easier it is to spend money than it is to earn it.
Read you later!
RB
What a great assignment! I wrote a post about this on my blog because I think it’s something that should be passed on and practiced. Thanks for posting it!!!
Thanks for all the great comments! I think children do want to learn about money and they should be taught as soon as possible about managing their money. It really is part of growing up!
Your teacher’s idea was really excellent. This is an idea that can be so easily implemented in almost any school anywhere.
Hope my country’s educators read your post.
[...] baglady presents The Cost of Living in Paradise Redux – A Financial Project All Young People Could Do posted at The [...]
[...] baglady presents The Cost of Living in Paradise Redux – A Financial Project All Young People Could Do. I think this is a cute story that dates back to grade school – and how the financial lessons [...]
I just read an article somewhere (either newspaper or online.. can’t remember) that there is not much demand for a high school class dedicated to personal finance, because it’s not considered a “difficult math” so students don’t want to take it because it wouldn’t look good for applying to colleges. It is a shame, because while the math IS very basic, some people never take the time to understand the relevant concepts to analyze their money.
I was also going to mention that while I can solve a PDE, some of the simple concepts relating to personal finance is still foggy in my mind =P
[...] The Cost of Living in Paradise Redux – A Financial Project All Young People Could Do @ The Bag Lady [...]
Surprisingly, a friend of mine did a presentation to some of us. You get a 10-year old child (or kid) and you place 3 different sized pots in front on a table.
Then you give the kid 10 one cent coins. Instruct them the 1st pot is the item they want to buy, 2nd pot is the holiday they want and 3rd pot is their education.
Now, ask them to distribute the 10 coins into the 3 pots based on what they want to do with the money.
The results proved kids aren’t educated to think ahead and the value of money. So I’d say financial education for kids is very important in school.
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